Credit Card Casinos 2021
Credit Card has long been a go-to payment solution for those who wish to spread the cost of their payments. These cards are issued by a bank and can offer users a lot of conveniences. The way a credit card works is that the bank extends a line of credit to the customer, allowing the user to make deposits and purchases without using their own money. You are technically using the bank’s money.
Casinos with Credit Card
- Credit Card
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However, you need to pay back any money spent on the credit card each month, usually before a 30-day period. If the money is not paid back within the month then interest will be added to the cost. This increased the amount you owe back to the bank and is not a wise way to use credit, especially when depositing money that you cannot afford. The most popular credit cards are Visa and Mastercard.
This payment option is widely available on online casino sites. But recently the UK Gambling Commission banned UK players from making deposits using credit cards. This regulation was put in place to stop UK players from betting with money that they cannot afford in the hope to curb problem gambling. You can still make deposits using a credit card through online casinos that hold licenses from other regulatory authorities, such as a Curacao licence.
A credit card also offers a good amount of safety. One of the benefits to paying on a credit card is that if you did not receive the product or service you paid for then the bank will reimburse the money, although this is unlikely to happen on casino deposits. Credit cards are a reliable and secure payment option and are widely used across the world.
There are plenty of respectable reasons to make a deposit via a credit card. One of which is that you will have a wide variety of bonuses to pick from. Providing your online casino accepts credit card payments, you can deposit and claim a bonus. Credit card payments for cheap for the online casinos to process and therefore not restricted from bonuses like many popular eWallets. You can claim first deposit bonuses, match bonuses, free spin bonuses and more.
Credit Cards boast some very enticing advantages when it comes to making deposits and other online payments. Besides being widely accepted in most jurisdictions, you can enjoy some excellent perks through credit cards. Let’s take a look at some of the top advantages.
Earn points – Many credit card companies offer point schemes where you can earn points to exchange for air mile points or in-store vouchers. These points are very much like earning cash back on every purchase.
Additional protection – Credit card companies will protect you when you are not getting the product or service you paid for. Users can charge back the purchase price back to the company if they have not received what they paid for. This provides excellent protection against cancelled flights and other inconveniences.
Instant deposits – Using a credit card is very similar to using a debit card in terms of deposit times. You can load up funds into your casino balance in an instant so you can dive straight into the slots and table play.
Great protection – Banks employ incredibly secure encryption firewalls to protect the customer’s personal details and funds.
As with any online payment, there are some setbacks that come into play. Here are some of the factors that could be considered a disadvantage when making deposits using a credit card.
Money control – When you are making payments on a credit card, you are using the bank’s money and not your own. If you fail to pay back the money each month you will incur interest charges and damage your credit rating. Credit cards must be used responsibly.
Payment fees – Some casinos have started charging fees for making payments using a credit card. This is because you are not using your own funds to play real money gaming.
Credit Card payments don’t often have transaction fees applied to payments. This popular payment option carries out payments cheaply, so the merchant is not subject to heavy transaction fees and therefore does not need to charge the customer fees. However, some casinos are now charging fees for credit card deposits because players are not using their own money. You should also be aware that some casinos apply fees to all deposit or withdrawal transactions. These fees have nothing to do with the credit card or bank, this is just the casino operator applying fees to boost revenue.
Creating an Account
To get hold of a credit card you need to decide which credit card best suits your needs. There are hundreds of credit cards to pick from, each with a different limit, interest rate, perks and more. Once you have picked the one you want, you have to apply for it through an application on the bank’s official website. You will have to complete all your personal details, including your job, income and many other details. You will then be approved or denied for the credit card which can take a few hours but most of the time it’s instant. Once you have been accepted for a credit card the bank will post it so you can begin making purchases and deposits.
Credit cards don’t work like a standard bank account or eWallet account. Basically, you have to apply for a credit card and that credit card will come to a credit limit. The credit limit is dependent on your financial history, your annual income and a number of other factors. You will receive a credit card with a preloading spending limit. When you spend money through credit you have to pay it back each month or incur interest charges, it’s always a good idea to set up a direct debit to pay off a credit card each month.
Making a deposit using a credit card is just as easy and pretty much the same process as making a deposit using a debit card. Once you have signed up to your preferred online casino you can load money into your real money balance from your credit card by following these steps.
• Choose a credit card as your payment option.
• Enter the amount of your deposit.
• Enter your card number, expiry date, security code and billing address.
• Confirm the transaction and Your payment should be approved
• Once the funds display in your casino balance you can start enjoying the games!
Making a withdrawal on your credit card is also very easy and much like the process of using a debit card. However, withdrawals are not instant when sending money back to a credit card. The average withdrawal time is around 2-5 days.
Head over to the casino cashier
Choose the credit card withdrawal option
Enter the amount you wish to withdraw and hit confirm
Baking institutions boast tough security protocols on credit card transactions. All payments are secure through industry-leading encryption to ensure the user’s details and funds are fully protected. Payments need to be verified before they are complete, this is often executed through a verification code that is received through SMS or email. What’s more, many payments will also require an additional banking password to ensure the transaction is by the credit card’s registered user.
Further to this, if any payments are not recognised or the service or product that was purchased then the bank can reimburse the amount and charge the amount back to the merchant. This is one of the reasons why people chose to make payments using a credit card. The credit card company is a middleman between the merchant and the customer.
One of the perks of using a banking credit card service is that you will have plenty of support options. Banking institutions go to great lengths to ensure their customers have quick and easy access to support services. If you come across any issues or need to make a payment, most banks will have a dedicated phone number for each issue, whether that be a lost card, unrecognised transaction or something out. Banks usually have excellent phone support, email and in-depth FAQs for the most general questions. You can find all the credit card support options on the bank’s official website.
Credit cards are widely used around the world and grew in popularity thanks to the conveniences they offer. Users could purchase items before they got paid and then pay off the item at a later date when they have been paid. Many people now use credit cards because of the security and the perks, such as earning points which can be exchanged for other goods and services. However, making deposits and payments using a credit card always provides less control because you are not spending your own money. Most credit cards will be a Visa or Mastercard payment.
Can I make withdrawals using a Credit Card?
Yes, you can send money back to your credit card account. Withdrawals usually take between 2 and 5 days to reach your account.
Are there fees involved with Credit Cards?
This depends on the credit card you have. Some credit cards now apply fees to gambling payments, but some don’t. The online casino may impose their deposit and withdrawal fees across all payment methods.
What is the best Credit Card casino?
We have researched for you so you can view the best casinos that accept Credit Card payments and make a choice yourself. We have listed the top-rated Credit Card casinos here.
Which online casinos accept Credit Card?
Use the list of Credit Card casinos to see all online casinos that accept Credit Card payments. We filter the casino top list to only show Credit Card casinos that accept players from your location.