Sepa (Single Euro Payment Area) is an electronic payment method that allows EU casino players to deposit and withdraw money through direct debit payments. The payment method is available in over 33 countries. Sepa has become incredibly popular amongst online casino operators around Europe. The payment option is an initiative that was started by the European Union to make banking transactions in Euros much easier, faster and safer. Sepa is not a separate payment processor, it’s more of an agreement among European banks to make payments more efficient around the continent. There are many online casinos that accept Sepa as a deposit option.

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Sepa started back in 2014, and today thousands of players use this option to play casino games online. The payment service was started to provide a citizen of Europe an easier and cost-effective way to make cross-border payments. The payment option can only be used in one currency and that’s the Euro. Sepa cuts out the long waiting times and high fees of cross-border payments and makes it easier for players from one country to make deposits to a casino that may operate in another European country. Remember, Sepa isn’t a payment service that provides an online wallet, bank card or any kind of account. It’s any cross-border payment you make as an EU citizen.


There are many types of casino bonuses you can claim when making deposits through Sepa. Many online casinos will offer a generous welcome bonus to get you started, or you could claim a regular match bonus or free spins. It’s always worth looking at the terms and conditions and making sure that there are no payment methods restricted from the bonus offer or at least check that it isn’t the payment method you intend on using. We also recommend that you spend a bit of time to run through the bonus terms and conditions, so you understand the value of the bonus and know what it takes to convert bonus money into withdrawable cash.


There are some good advantages to enjoy when you make only casino deposits using Sepa. The payment service was developed to provide a high level of convenience to its users. Let’s take a look at some of the advantages you can find with this deposit option.

Security: Making payments through Sepa is very secure, the service upholds the security measures in place from your bank account.

Low cost: You can make cross-border European payments without being stung by high fees.

Speedy: All transactions are processed immediately so you won’t have to wait for your deposit to reach your preferred online casino operator.

Availability: The service is available to all countries in the European Union.


There are some inconveniences to be considered when you make online payments using Sepa. Let’s take a look at the disadvantages of using this payment service.

Service: To be able to use Septa, you will need to have an IBAN, BIC, or SWIFT available to you.

Availability: The service is only available in Europe.

sepa zone


There are no fees attached to using the Sepa service itself. However, if you are using the service in any other currency other than the Euro you will have to pay a conversion fee. Many online casino operators apply their own payment processing fees to each deposit and withdrawal, these fees have nothing to do with the payment option. You can check if your online casino adds fees to each transaction but contacting customer support or consulting the FAQs page.

Funding Account

Sepa isn’t a bank account itself, but a service. You can use your standard banking institution to use the service, as long as you have an IBAN, BIC, or SWIFT code. You can fund your bank account by depositing cash into one of the land-based branches or by transferring funds over from another bank account.


Making a casino deposit using Sepa is a very familiar process. You can load up money into your real money balance instantly. Here’s how you can make deposits using Sepa.

  • Choose your bank as your payment option.
  • Enter the amount of your deposit.
  • Enter your banking details.
  • Confirm the transaction and the payment should be approved
  • Once the funds display in your casino balance you can start enjoying the games!


You can also make casino withdrawals using Sepa. The withdrawal times may take longer as the casino will need to process the withdrawal payment, and this can take a few days. Here’s how you can cash out your winnings through Sepa.

  • Head over to the casino cashier.
  • Choose your banking withdrawal option.
  • Enter the amount you wish to withdraw and confirm.
  • The transaction can take up to 5 days to reach your bank account.


Sepa is a highly secure service. The EU-based protocol comes with all the safety measures and encryptions in place to ensure every online payment is fully protected. The payment service is backed by the powers of the European Union so you can expect a high level of payment protection when you use the service to make payments. Your bank’s security measures will also be in place when you make deposits and withdrawals using Sepa.


As Sepa isn’t a bank itself, it doesn’t have its own dedicated support service. However, the EU website provides plenty of information on the payment service. If you have any issues with using your banking service with Sepa then you can reach out to your bank’s customer support team. Your bank should provide customer support through phone or email. You can also consult the FAQs page if you have any general questions.


Sepa is only available to those who reside in a country that is part of the European Union. Furthermore, it transacts all payments in euros. Many online casinos that operate across Europe accept deposits and withdrawals through the Sepa service. The service partners up with your bank account, providing you can make cross-border payments. Sepa merely brings down the costs, increases the security and provides more payment convenience for cross-border transactions.


Can I make withdrawals using Sepa?

Yes, you can send money back through the Sepa method. Withdrawals are usually sent back within 5 days.

Does Sepa have any fees?

No, there are no fees attached to making online payments unless you are using any currency other than the Euro. It’s also worth noting that the online casino may apply their own processing fees to each transaction.

What is the best Sepa casino?

We have researched for you so you can view the best casinos that accept Sepa payments and make a choice yourself. We have listed the top-rated Sepa casinos here.

Which online casinos accept SEPA?

Use the list of SEPA casinos to see all online casinos that accept SEPA payments. We filter the casino top list to only show SEPA casinos that accept players from your location.