UPI stands for Unified Payment Interface and is a popular online casino payment for players based in India. This payment provider has been around since 2016 and is owned by NPCI (National Payments Corporation of India). This payment option is only available to players who hold a bank account at a banking institution in India. UPI is a gateway that’s used as a real-time payment system that simplifies payments between the customer and the merchant through mobile apps. To make payments using UPI you need to download a banking mobile app and then you can make payments via the UPI Net Banking system.

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The UPI payment solution provides instant deposits and payments with high levels of security, including two-factor authentication. UPI allows users to make bank transfers to online casinos and other merchants. Each bank participating with the UPI service features its own mobile app with UPI integrated. There are currently over 150 Indian banks that collaborate with the UPI payment service.


One of the advantages of using UPI is that you can grab some enticing casino bonuses when you make a deposit through this gateway. You can claim deposit bonuses, free spins, cashback offers and other bonuses. Always be sure to check the terms when claiming a bonus, some payment options are restricted from bonus offers, such as popular eWallets.


As with any payment method, there are some advantages and disadvantages. UPI has proven to be an extremely convenient addition to online payments in India. Let’s take a look at some of the reasons why UPI is a sterling choice for making online deposits and other payments.

Great protection: The UPI system is secured with two-factor authentications when making deposits and other payments.

Convenience: This payment option is specifically designed to cater to Indian players using rupees.

Payment requests: This service also allows you to send payment requests to the payee.


UPI, like any other payment provider, comes with a few setbacks that may be considered disadvantages. Let’s take a look at some of the drawbacks that this payment method holds.

Not widely available: This payment option is only available to players who currently reside in India.

Fees: There may be some transaction fees applied by the bank that’s linked to your UPI platform.


There are some smalls attached to each transaction you make through UPI. If you are moving cash and converting it at the same time, then additional fees may incur on the transaction. Furthermore, a number of online casino operators charge processing fees with each deposit and withdrawal. These fees are nothing to do with the payment provider, but rather an unnecessary add-on by the casino.

Creating an Account

You can create a UPI account by using your phone number, which can always link to your bank account. Once you have input your details and registered, your phone number and bank name will be used as your account identifier. You will need to do this for every bank account you link to UPI. To make money transfers you will need to do it through the bank’s UPI app on your mobile.

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Funding Account

UPI is a service that links up all your other bank accounts, so you do not need to fund your UPI account itself. You will need to make sure that the bank accounts you connect with the UPI gateway are funded. You can do this by transferring money into your account from another account or depositing cash by visiting your local bank branch.


Loading your casino account with funds is an easy task when using the UPI payment service. Once you are logged in to your preferred online casino you just need to follow these steps to make a deposit.

  • Choose UPI as your payment option.
  • Enter the amount of your deposit.
  • Enter your unique UPI identifier.
  • Login to your online banking mobile app and confirm the payment.
  • Once the funds display in your casino balance you can start enjoying the games!


The easy process of moving money into your account also applies when moving money out of your account. The withdrawal process is an easy one to follow, it’s worth noting that withdrawals are not instant like deposits.

  • Head over to the casino cashier.
  • Choose the UPI withdrawal option.
  • Enter the amount you wish to withdraw and hit confirm.


UPI is a secure gateway for your money to move through. This payment option provides an additional level of protection, on top of the bank’s security measures to ensure each transaction is shielded. Furthermore, every transaction you make can only be confirmed using your mobile number through the UPI app. It uses virtual ID so there is no need to share any details during the payment process. The payment method is also regulated by the Reserve Bank of India.


UPI offers extensive support options around the clock. Besides having an in-depth FAQs page to explore, you can reach out the customer support team through email and live chat. What’s more, as this is a gateway that connects your bank account you also have your bank’s support service. Banking services provide excellent support options to assist with resolving queries in rapid time.


Unified Payment Interface or UPI is yet to grow into a powerhouse payment gateway but is already making waves with Indian casino players. This payment solution still delivers a smooth way of completing casino deposits safely. It sets up an efficient communication between your bank account and your online casino operator. UPI works with over 150 banks and that number will continue to grow. We will see UPI as a payment option on many online casinos in the future.


Can I make withdrawals using a UPI?

Yes, you can send money back to your UPI account. Withdrawals usually take between 2 and 5 days to reach your account.

Are there fees involved with UPI?

Yes, there is a low transaction fee applied to each payment. This fee is around Rs 0.50 per transaction.

What is the best UPI casino?

We have researched for you so you can view the best casinos that accept UPI payments and make a choice yourself. We have listed the top-rated UPI casinos here.

Which online casinos accept UPI?

Use the list of UPI casinos to see all online casinos that accept UPI payments. We filter the casino top list to only show UPI casinos that accept players from your location.