32 Cards

32 Cards

Released on October 21st 2020, 32 Cards by Ezugi is a simple but interesting casino table game. It makes use of a reduced deck featuring just 32 cards, hence the game’s name. On this page we’ll discuss the rules of this Indian-inspired live dealer game, as well as offering tips on how to play.

Made By Ezugi | Reviewed On

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An Introduction to 32 Cards

32 Cards is extremely easy to learn and the games come thick and fast. All you need to do is pick from one of four different hands that you think will win. If you choose wisely, you’ll receive a fixed odds payout which varies with each selection.

This innovative live casino title from Ezugi is clearly inspired by other easy to play Indian card games. So if you’re a fan of Andar Bahar or Teen Patti, this might just be the live dealer game for you. 

But that’s not where the comparisons with Indian casinos end, either. After all, both the studio design and the outfits worn by the dealers also give a nod to the subcontinent.

32 Cards Live Casino Game Ezugi

32 Cards aims to capture the essence of India. The set design, dealer outfits and simplicity of this card game’s rules immediately draw comparisons to titles such as Andar Bahar.

Key Information

Developer Ezugi
RTP 92.71%
Min. Wager 0.50
Max. Wager 2,500 (for example)
Max. Payout 11x

Rules of 32 Cards

Ezugi has openly admitted that this game is inspired by and designed for online casinos in India. And like other popular live dealer titles in this region, the 32 Cards rules are simple to understand and the action is extremely fast-paced.

The dealer uses a single deck of just 32 cards – hence the game’s title – rather than the standard 52 card deck. Your job is simply to guess which of the four hands is going to win. 

Bets can be placed on any of the four spots on the grid and each offers a fixed odds return should you be successful. But how is a winning hand actually determined?

Hands in 32 Cards

On the grid in front of the dealer, you’ll notice four empty boxes above four different numbers: 8, 9, 10 and 11. Each of those four figures represents a virtual “player” who is holding a playing card of the corresponding value. The dealer will place a card face up in each of the empty spaces to form a complete two-card hand.

If you don’t get it, just imagine a blackjack game where two cards are dealt to four different players. Each of them has received their first card, but the dealer is yet to issue their second card. Player 8 received an 8, Player 9 was dealt a 9 and so on. 

This is the set up with 32 Cards, except that every single time, these four imaginary players start out with identical cards. They always receive an 8, 9, 10 and Jack as their initial card. And the aim is to bet on which hand will have the highest value after the second cards are drawn. 

After the dealer issues these cards, the two values are added together and the highest value is declared the winner. Should two players have the joint-highest total, the dealer will issue one further card each until a unique score is achieved.

32 Cards live dealer

Card Values

Unlike with some casino games like blackjack, each card has its own value in 32 Cards. Here’s what each one is worth:

  • King – 13
  • Queen – 12
  • Jack – 11
  • 10 through 6 retain their face value

Of course, the cards 5 through 2 have all been removed from the deck, leaving us with just 32 cards.

Let’s say that Player 8 is dealt a 7. That card is worth 7 points, to go along with the starting value of 8, for a total hand of 15. If Player 9 receives a Queen, that’s a score of 12 added to the original 9, for a final hand value of 21.


The payouts for each of the four different hands are fixed as follows:

  • 11 to 1 – Player 8
  • 4.5 to 1 – Player 9
  • 2.2 to 1 – Player 10
  • 1 to 1 – Player 11

So a winning wager of $10 on the 9 box would return $55. That’s a $45 profit on top of the original $10 stake.

Gameplay Procedure

Okay, you can already see that this live dealer card game is pretty simple. But let’s really make certain that you’ve understood the rules of 32 Cards by walking through an example round.

  • Shuffle the deck. First things first, the dealer will shuffle the cards. This takes place between every single hand.
  • Place your bets. While the dealer mixes the cards, you’ll need to make a bet. You’ll have approximately 15 seconds in which to wager on any of the four hands using the chips which appear on screen. You are allowed to cover up to three of the four spaces if you wish. However, you cannot bet on all four hands.
  • Deal the cards. Once the betting window has closed, the live dealer will turn a card face up in each of the empty spaces. Player 8 will receive the first card, followed by players 9, 10 and 11 in that order.
  • Determine the winner. After all four cards have been dealt, the dealer will declare the winner. If you’re not the fastest when it comes to mental arithmetic, don’t panic. You can easily follow the totals of each hand using the graphic on the left-hand side of the screen. If it’s not automatically displayed, you can click to toggle it on or off.
  • Receive your payout. If you were lucky enough to bet on the winning hand, you’ll now receive your winnings. Any payouts will automatically appear in your casino balance, so don’t worry if you get confused at first. And if you didn’t win, don’t worry. Games come thick and fast with 32 Cards and there’ll be another betting opportunity in a matter of seconds!

Where to Play 32 Cards Live

Although 32 Cards was designed with the Indian market in mind, it is already available to play at casinos around the world. Since Ezugi was acquired by Evolution Gaming, more wagering sites than ever now have access to this simple but enthralling card game.

At the top of our guide, we’ve listed several regulated casinos which offer this particular live casino release. We’ve vetted each one to ensure their licences are in order, their payment methods are safe and that their games are fair. We suggest that you stick to these trusted brands if you want to give 32 Cards a try.

32 Cards Ezugi winner

How to Win at 32 Cards

Some casino games, such as blackjack, can be beaten with a combination of skill and discipline. However, for the time being at least, nobody has found a guaranteed strategy for how to win at 32 Cards.

However, there are some things you should always keep in mind to stand the best chance of winning at any casino game. Make sure that you don’t play when you’re tired and avoid excessive alcohol consumption, which can impair your judgement. 

Remember too that playing responsibly is important. Setting a maximum win amount is just as important as loss limits. Whether you’re winning or losing, it’s vital to know when it’s time to leave the table and take a break.

32 Cards RTP

Something to consider when trying to formulate a specific 32 Cards strategy is the payout rate of each bet type. The official 32 Cards RTP is listed as 92.71% on Ezugi’s website. However, it actually varies per wager. 

Here are the four different Return To Player rates:

  • 93.99% – Player 8
  • 90.08% – Player 9
  • 87.91% – Player 10
  • 92.97% – Player 11

Based on these wildly differing payout rates, it seems that there are two very different strategies to try. 

Risk Averse Strategy

First of all, you could attempt to secure frequent small payouts by betting solely on Player 11. This bet pays 1 to 1 so you’re not going to earn huge payouts. But it offers the second best RTP rate, meaning you have a good chance of stretching out your bankroll for longer. 

Because the win frequency will be higher with this bet than the others, you’re less likely to experience losing streaks and become frustrated. Plus, you could hope to pinch lots of small wins in a short period before walking away.

High Variance Strategy

At the opposite end of the scale you have the Player 8 option. Somewhat counterintuitively, this offers the best possible Return To Player rate at 93.99%. That’s despite it being the longest odds bet of the four, paying 11 to 1.

Those odds suggest that you’ll need to wait 12 times on average before you eventually hit a winner. So this is undoubtedly a higher variance strategy and you may need to be patient. If you have a high tolerance for long losing streaks though, the numbers are clear. This bet gives you the best chance of winning in the long run.

32 Cards Live Casino betting


Ezugi’s 32 Cards live casino game is best described as “simple but effective”. There’s nothing complex about this rapid-fire title and even a complete beginner can pick it up after seeing just one or two hands. 

It’s unlikely to garner as many fans as other live dealer games such as roulette or blackjack. But it is great fun to play and its unique structure offers a refreshing change from the usual live casino offering. What’s more, the Indian-themed set will undoubtedly go down well with casino lovers in that part of the world.


Who makes 32 Cards?

32 Cards is a popular live dealer game from the creative people at Ezugi. Founded in 2013, this specialist live casino company is now owned by Evolution Gaming.

What is the 32 Cards live casino game?

This is a simple and fast-paced casino table game hosted by a live dealer. The name is due to the reduced deck of 32 cards which is used. Players aim to bet on the winning hand from four possible options.

Is the 32 Cards live game rigged?

Absolutely not. Aside from Ezugi having a strong reputation for trustworthiness since 2013, their games are independently certified as being fair. 32 Cards is approved by both Curaçao and the Malta Gaming Authority.

How do you play 32 Cards?

The premise is extremely simple. Choose one of the four hands and if you bet correctly, receive a fixed odds return. For the full rules and payouts of 32 Cards, as well as other useful information, simply scroll a little further up the page.

Is there a winning strategy for the 32 Cards live casino game?

Like most live casino games, 32 Cards is completely random. As a result, it’s almost impossible to find a guaranteed winning strategy. However, we’ve shared some helpful advice to help you succeed when playing 32 Cards elsewhere on this page.

Which online casinos have 32 Cards?

Use the list of 32 Cards casinos to see all online casinos that have 32 Cards. We filter the casino top list to only show 32 Cards casinos that accept players from your location.